Advisory
A plan first. Then the capital to carry it out.
Every client relationship starts with a written investment policy and a clear strategy, then the financing. It's how wealth advisors work with families, applied to real estate investing.
Ways to work with us
Pick the level that fits.
| Level | Who it's for | What you get | Fee |
|---|---|---|---|
| Capital Only | Investors who know what they're doing and just need the loan. | Fast terms and financing on our loan programs. | No fee |
| Client Partner | Any investor who wants a written plan and a partner to run it with. | Planning Session, Investment Policy Statement, Buy Box, Market Cycle Brief, weekly Target List, deal reviews before you offer, and full EMxOS. | $549 a year Waived any year you close an EMx-financed loan. |
| EMx Capital Advisory | Financing more complex than our programs: multifamily, mixed-use, commercial, and placements of $1 million or more. | We structure the request, find the right capital, package the file and run it to closing. | Annual advisory fee Plus a success fee on placement. We'll quote it on the first call. |
Client Partner
What a Client Partner gets.
Three designed documents from your Planning Session, then the tools to run the plan every week.
Investment Policy Statement
Your goals, capital, risk limits and rules, written down so every decision follows them.
Investment Buy Box
Exactly what to buy: where, what type, what price, what rehab and the numbers it has to hit, plus your buying order.
Market Cycle Brief
Where the economy, housing and your local rental market stand, and how your plan is set for it. Re-read every 90 days.
Weekly Target List
Real homes in your ZIPs, refreshed every Monday, each priced against your Buy Box with a max offer and both exits.
Deal reviews
Before you make an offer, we check the deal against your plan and our underwriting. A clear go or no-go.
EMxOS
Your daily dashboard: plan, deals, financing, projects and portfolio in one place.
The Planning Session
90 minutes that set the direction.
We start where you are today: what you own, your cash, your time and how much risk you can carry. Then your goals. We recommend the strategy that fits, whether that's a flip to build capital, a Core-Plus rental or a BRRR, and the order to buy in.
Your plan is delivered within five business days.
Starting with $35,000 to $55,000?
Most new investors follow a proven path: a flip to build capital, a second flip, a Core-Plus duplex, then a BRRR. Each step funds the next.
How the plan is builtStart with a conversation.
A free 45-minute strategy session. Bring your goals, a deal or your portfolio.