EMx Lending

For property managers

Owners who grow keep their manager.

Your software runs the properties. EMxOS runs your owners' investing. When they refinance, pull cash or buy the next property, you keep the door, and usually gain one.

EMxOS PM Partner home on a phone, showing owners, properties, doors and lender moments. Sample data.

Why it matters to you

Your doors depend on your owners' next move.

Keep your doors

Owners who stall, lose money or can't get financing sell or switch managers. Owners with a plan and a lender stay.

Grow your doors

Every refinance that funds a down payment is another property for you to manage. EMxOS counts the doors your owners add.

Be first to the conversation

Know when an owner's loan is coming due or a property is ready to refinance, and bring it up before they ask.

What you get

A free EMxOS login built for property managers.

One page shows the owners you manage for, the properties they've marked as yours, and which ones are ready for a lender. One button sends that owner to EMx Lending.

EMxOS lender moments list: properties ready to refinance or with a loan coming due, each with a button to let Danté know. Sample data.
Your lender moments. Pick what the owner needs, add a note, and click "Let Danté know." Sample data.

How it works

Four steps.

Join

Join at emxos.io/join/pm. It takes a minute.

Link your owners

We link you to the owners you manage for, and invite the ones who aren't on EMxOS yet.

Owners mark your doors

Owners mark which of their properties you manage.

Send lender moments

You see lender moments as they come up and send them to us in one click. We reach out, and you see the status.

What you see, and what stays private

You see your doors. The rest stays with the owner.

An owner card in EMxOS listing managed properties with units, rent and a status for each, plus renovations coming on your doors. Sample data.
Each owner's properties with units, rent and a status, plus renovations coming on your doors. Sample data.

You see

  • The properties the owner marks as managed by you
  • Address, units and rent
  • A status for each: lender moment, cash flow needs work, or performing
  • Renovations planned or underway on your doors

Stays with the owner

  • Values and equity
  • Loan balances, rates and dates
  • Their investment plan, deals and finances
  • Anything you don't manage

Owners choose what you see. EMxOS has no rent collection, leasing, maintenance or accounting features, so it never competes with your PM software.

When to send an owner to EMx

Six moments worth a call.

A loan is coming due

Balloon, bridge or maturity in the next 6 to 12 months.

Rented on a bridge loan

Once it's leased, it should move to long-term rental financing.

Wants to buy more

We pre-approve them and help them shop to a plan.

Needs cash

Repairs, capex or a down payment. A cash-out refinance often beats a credit line.

Selling to an investor

If the buyer needs a loan, send them too. You keep the door.

A new owner signs with you

Often bought in cash or on a short-term loan.

Keep the door. Join free as a PM Partner.

Questions? Call Danté Shackelford at 616-612-1588 or email dante@emxlending.com.

EMx Lending is a private real estate lender for non-owner-occupied investment property. EMx does not manage property. Loan terms are subject to underwriting; nothing here is a commitment to lend. Screenshots show sample data.